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Fair Credit Reporting Act

Your rights, as a consumer, are protected under the Federal Fair Credit Reporting Act (FCRA) and applicable state laws. You may download a copy of Summary of Your Rights under the FCRA from this Web site or by visiting the Federal Trade Commission’s Web site at

In 2003, the Fair and Accurate Credit Transactions Act (FACTA) was passed amending the FCRA in an effort to help protect consumers against identity theft and fraud and to further give consumer’s easier access to information in their consumer files. Please know that Evance Business Services Inc. is committed to providing consumers with prompt, accurate information from the files we obtain about you.

Additional information on FACTA is available on the Federal Trade Commission’s Web site:

If you are a resident of certain states, you should also be aware of additional rights you may have. These are summarized and can be viewed by clicking here.